Plan 1 Student Loan: Threshold £26,900, Rate & Write

This page explains the UK Plan 1 student loan for 2026/27: a £26,900 repayment threshold (£2,241 a month), 9% deductions above it, interest set at the lower of RPI or Bank of England base rate + 1%, and write-off after 25 years or at age 65 for pre-2006 English borrowers. People land on it to check who is on Plan 1, what they owe each month and when the debt ends, including those with both Plan 1 and Plan 2 loans.

UK graduates, mostly aged 30 to 50, who started courses before September 2012 or are from Northern Ireland, checking their repayment rules.

A mention would suit UK personal finance brands such as budgeting apps, salary or payslip tools, mortgage brokers, savings or overpayment comparison services, and independent financial advice. It would read most naturally after the threshold and repayment explanation or near the plan-checking and comparison links, where readers are weighing their monthly finances; it is a poor fit for brands unrelated to money management.

Summarised from the live page by AI. Traffic figures come from the publisher's own Search Console, last 28 days.