Student Loan Changes 2026/27: Plan 2 Freeze, 6% Cap, Plan 5 Live

This page outlines three significant changes to UK student loans for the 2026/27 academic year, including the introduction of Plan 5 repayments, a 6% interest cap on Plan 2 and Postgraduate loans, and a freeze on the Plan 2 repayment threshold. It serves as a resource for current and prospective borrowers to understand how these changes may impact their loan repayments.

UK students and graduates managing student loans.

A mention here would suit financial services or educational resources that assist students with loan management or repayment strategies. It would read naturally in the context of explaining the implications of the new repayment plans or interest rates.

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