Student Loan Changes 2026/27: Plan 2 Freeze, 6% Cap, Plan 5 Live

This page explains three UK student loan changes for the 2026/27 academic year: Plan 5 repayments starting in April 2026, a 6% interest cap on Plan 2 and Postgraduate loans from 1 September 2026, and the Plan 2 threshold frozen at £29,385 from April 2027 to April 2030. People land on it searching for what the changes mean for their repayments, interest and take-home pay.

UK student loan borrowers, mainly graduates on Plan 2, Plan 5 or Postgraduate loans, looking for practical repayment information.

A mention would suit UK personal finance products aimed at graduates, such as budgeting apps, salary or take-home pay tools, mortgage or savings comparison services, or independent financial advice. It would read most naturally near the key facts on thresholds and repayment rates or in the section on what the changes mean for borrowers, though brands unrelated to personal finance would be a poor fit, and the page shows low organic clicks (53 in 28 days) despite high AI answer impressions (2,880).

Summarised from the live page by AI. Traffic figures come from the publisher's own Search Console, last 28 days.