Second Degree Funding & ELQ Rules

This page explains whether people who already hold a degree can get UK student finance for a second one, covering the Equivalent or Lower Qualification (ELQ) rule, exceptions for medicine, dentistry and listed healthcare courses, and routes such as PGCE, top-up degrees and Master's or Doctoral Loans. Readers land on it from searches like 'can i get funding for a second degree' to learn what they can borrow for 2026/27 and which courses are exempt.

UK adults who already have a degree and are considering retraining, a second degree, teacher training or postgraduate study, looking for funding eligibility answers.

A mention would suit brands serving career changers and mature students, such as online learning or course providers, postgraduate or teacher-training programmes, budgeting or money-management tools, and student-focused banking or savings products. It would read most naturally near the sections on alternative funding routes, PGCE and Master's Loans, or where readers learn they are not eligible for full funding and need other ways to pay.

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